Walmart Credit Card Login (2023)

FAQs

What is the highest credit limit for Walmart credit card? ›

Credit limits for a Walmart credit card can range from $150 to over $5,000. Several factors go into determining your credit limit, including your annual income and credit history. Where can I use a Walmart credit card? The Capital One® Walmart Rewards™ Mastercard® can be used anywhere Mastercard is accepted.

To log in to your Walmart Credit Card account, go to the login page on the Capital One website or mobile app and enter your username and password in the appropriate fields. This is how you can log in to your Walmart® Store Card online account, too.

You can check your Walmart Credit Card application status either online or by calling customer service at (800) 903-9177. This is also how to check the status of your Walmart® Store Card, which can only be used at Walmart and affiliated locations. It's also possible to be instantly approved for either card.

If your application is approved for a Capital One Walmart Rewards Mastercard, the minimum credit line you will receive is $300. If your application is approved for a Walmart Rewards Card, the minimum credit line you will receive is $300.

Chip Lupo, Credit Card Writer

Credit One Platinum's maximum credit limit is around $2,000, according to customer reviews. Some people report being approved for this amount right away, while others have worked up to it over years of responsible card use. The minimum credit limit for Credit One Platinum is just $300.

There are two Walmart credit cards you can apply for — the Capital One® Walmart Rewards™ Mastercard and the Walmart Rewards Card. The latter can only be used at Walmart stores, Walmart.com, Sam's Club, and its associated gas stations. The Walmart Mastercard, however, can be used anywhere Mastercard is accepted.

Since the Walmart Rewards™ Card is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations. On the other hand, the Capital One Walmart Rewards® Mastercard® can be used anywhere Mastercard is accepted.

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

The Walmart Credit Card requirements for approval include: Being 18+ years old. Having a credit score of at least 640 (fair credit). A monthly income that's at least $425 more than your monthly housing payment.

Can I get a Walmart credit card with a 520 credit score? ›

The Walmart Credit Card credit score requirement is 640 or higher, which means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

What credit score do you need for the Capital One Walmart Rewards credit card? You need a credit score of 640 or higher to qualify for a Capital One Walmart Rewards® Mastercard®.

The Capital One Walmart Rewards® Mastercard® will increase your credit limit no more than once every six months generally. This time frame applies whether you request a credit limit increase yourself or wait for Capital One to offer you an automatic increase.

A high-limit credit card typically comes with a credit line between $5,000 to $10,000 (and some even go beyond $10,000). You're more likely to have a higher credit limit if you have good or excellent credit.

A Walmart Credit Card credit limit increase request will result in a soft inquiry, which will not affect your credit score. You should receive a decision instantly. However, in some cases in can take up to 30 days for the issuer to reach a decision. If approved, your new credit limit will be available right away.

You are not authorized to conduct transactions that in the aggregate exceed $3,000 per calendar day. For security reasons, we may limit the amount, number, and type of transactions you can make on your Card and any funding or reload of your Card.

The Walmart Credit Card limit will be based on your credit standing once your application has been approved. However, there's no surefire way of knowing your credit limit beforehand as the issuer does not disclose this information on their website.

The credit limit you can get with a 750 credit score is likely in the $1,000-$15,000 range, but a higher limit is possible. The reason for the big range is that credit limits aren't solely determined by your credit score.